How Much Money Is A Dog’s Life Worth?

Well, Dane the rescue mutt’s digestive troubles mushroomed and Friday turned into an emotional day from hell.  He was off his feed on Thursday and by the following morning refused to eat at all.  This has never, ever happened.  Ever.

This dog has eaten grocery bags, sticks, and bread by the loaf.  He vacuums up windfall fruit, grazes on tomato bushes, and chewed an entire crop of carrots down as far as he could get into partially thawed soil.  He once frantically tried to swallow an entire fresh-caught mole without chewing when he saw me coming.  He eats grass like a cow, cow shit like a fly, and anything at all if it’s started decomposing.  He can down a huge, rawhide chew toy in under three minutes and goes through soft bones like taffy.

He’ll eat anything, gladly and at lightning speed.  We’ve exhaustively tried to train him not to and failed.  Short of a muzzle or strict house incarceration we can’t stop him.  So on Friday morning, when he refused to eat, I felt a flicker of real fear.

Then I discovered the brown, splattered stains of diarrhea all over the guest bedroom carpet.  (Visit? anyone? anyone?) Next I went out in the backyard and a quick survey of four days worth of dog excrement told me this problem had been developing for a while.  Dog flatulence was the least of our problems.  Dane had turned into a sick, little, hundred-pound puppy.

I finagled a vet appointment for 1:30 in the afternoon which left my mind roughly six hours to play in the field of worst case scenarios.  Bowel obstruction?  X-rays and surgery?  Another thousands-and-thousands-of-dollars vet bill?

Or euthanasia?

My mind leaped to these extremes for two reasons.  First, because I was still reeling from the $3400 cat bill last month.  And second, because the hubster (after I put in a worried call at work to let him know what was going on) informed me Dane spent some stolen time five days earlier feasting on rotting, bony, fish carcasses along the banks of the Salmon River.   The hubster and visiting friend had taken him with them on their fishing trip, and he sneaked off at one point and gorged himself on fish skeletons.  Fast forward to Friday and it was time to pay the piper.

Now, just to take you all off tenterhooks, the boy is fine.  The vet concluded the gastrointestinal upset was probably caused by a bacterial infection he picked up while scavenging all the crap.  He’s now dining on four, large, butter wrapped, antibiotic pills a day, along with moist cans of bland dog food.  He can’t believe his good luck and is touting the benefits of eating rotting fish to all who’ll listen.

What I really wanted to talk about here were some of the grim choices I considered during those six, hellacious hours of uncertainty, most of which revolved around the following question:  Financially speaking, just how much is a pet’s life actually worth?

Most pet owners eventually face a vet bill formidable enough to consider the question and feelings can run pretty high about what the answer should be.   There are, of course, the two extreme camps.

1)  People like this:

“Yeah, it is great when people have no money to care for their pet so they put it to sleep. They usually get another one too. Hope you are not that stupid. Pets are a luxury item and you need to be prepared for these type of problems.”

And 2)  the “it’s just a dog” people:

“I don’t know what the rest of you are smoking but its just a dog. I can see someone spending that kind of money to fix your child’s leg but not a pet!…In my opinion, you should let your dad take care of the problem, put it out of your mind, and pick up a new healthy dog at a shelter.”

But while both these views share the gift of moral simplicity, neither addresses the complex reality that an explosion of new, medical interventions has forced on us.

Once upon a time veterinary options were limited and, when it got serious, there was no choice at all.  It was just time to put Spot or Whiskers down.  But the evolution of veterinary medicine has catapulted us into a brave new world where, for those lucky enough to have deep pockets, there are now some real medical miracles available.  There are currently surgical and pharmaceutical treatments for animals that rival human ones, both in complexity and cost, but the majority of pet owners don’t have that kind of money.  In fact, these days most of us are struggling just to meet the demands of our own human, health care needs.

So if the first claim was true, that people who can’t afford new, higher vet bills shouldn’t have pets at all, it would eliminate a large number of potential pet owners.  Personally, I shudder to think what would happen at animal shelters across the country if this ever happened.  Adoptions would slow to a trickle and the number of animals being euthanized for non-medical reasons would balloon.

On the other hand, most people would (thankfully) disagree with the second opinion…that we should look at our pets as disposable possessions, like Bic lighters or paper plates.

So where does that leave the rest of us?  How are we supposed to navigate the conflicting requirements between taking in a beloved companion and not being able to afford catastrophic costs?

Well first of all, I think the original question, How much is a pet’s life worth?, is inherently flawed.  The life of an animal can no more be measured in monetary terms than the life of a human being can.  Life is life.  It’s sacred.  It’s one of the great Mysteries.  We can’t create it or even make it last all that long once its appeared, and it’s ridiculous to try to reduce something transcendent like that to a pile of cold, hard cash.

Yet, here’s the rub:  Even though ultimately we have no control over this thing called life, we’re still all assigned as stewards.  We’re each responsible for at least our own and, every time we drive a car, own a pet, have a child, or vote on a health care bill among a million other things, we’re also shouldering responsibility for the lives of others.  There’s no escape.  And while sometimes this responsibility is a beautiful, luminous gift, sometimes, like when we have to make a life and death choice for ourselves or another, it can morph into a near-unbearable burden.

I cried off and on all morning, waiting to take Dane to the vet.  His illness unexpectedly sucked me down to a place where I found myself considering The Choice.  There was a possibility that we might be facing yet another vet bill mounting into the thousands of dollars and we had to decide whether we could really afford it.  For whatever reason, Dane has been a disastrously expensive pet.  Over the course of the last five years, between health issues, accidents, special nutrition needs, and a strong predatory instinct, he’s cost us into the five digits.  We never dreamed a pet could cost this much.  His needs have eclipsed the expense and work required by every other animal we’ve owned combined, and yet we continue to adore him because he’s an affectionate, joyous, grateful dog who tries so very, very hard to make us happy.

But in the end, we’re not among the lucky few with unlimited financial resources.  At some point, because Dane is the wild, fragile, phobic, allergic, epileptic, boisterous, playful, smart dog that he is, the mounting costs are going to exceed what we can pay without jeopardizing other critical family needs.

And that, my friends, is where I think the real question lies.  Not How much money is a pet’s life worth? but How do I balance the financial needs of my pet with the financial needs of the rest of us? At what point exactly do my spending choices move me from being a caring, responsible pet owner into a negligent parent, spouse, offspring, or general member of society?  Our pets are a big responsibility but they’re by no means the only one.  This will always be a difficult question because there’s no firm answer, each case is unique, yet most of us will eventually have to answer it one way or another, either consciously or by default.

For us, because Dane is only one member of a larger family, someday we’ll probably have to make The Choice and it will probably be devastating and, yes, money will probably play a role.

But let’s be clear.  While finances may set the final parameters for what we can give him medically, money will never, ever define his worth to us.  It can’t.  It can never measure the depths of his big, beautiful, generous heart, or the love, joy, and adventures we’ve shared, or our unending gratitude at being chosen, for at least a little while, as the stewards of his life.

copyright 2010 Dia Osborn

8 responses

  1. Good morning Dia,
    What a great post and photo! When the seas are calm; it is good, easy, even enjoyable to “practice” what you will do when these storms in life hit. Then, when the waves are over the deck and dark wind hits your face…the decisions are all new to be made. It is a wonder any of us have any money at the end of the line.
    I love the quote you shared once “if you are having an adventure…it is because you did not plan well” and still, these kinds of life events are hard not to adventure through. I tend to fall back on planning for the worst, hoping for the best…and then letting Thy Will Be Done. After all that, it is good to have a beer or two. 🙂
    Happy Trails…

  2. Whew. I’m glad Dane survived another round. You address a difficult and important issue, one that all animal lovers eventually must grapple with in some way. I remember, as a child, thinking how unfair it was that if a race horse broke its leg, it got a bullet, but if I broke my leg, I’d get a cast. I also remember thinking my friends were downright nuts to pay for an ACL repair on their dog when they had just had a baby and were struggling to make their house payments. Very difficult choices.

    • I find the mindset of animals as “disposable” to be so objectionable. Whether it’s race horses or family pets or research animals or the poor animals trapped in the industrial farming complex, I think they all need to be treated with far more respect, compassion, and honor before they die than most of them are. They’re sentient beings giving us such profound gifts and yet we so often try and reduce them to the level of “things” in order to dodge our conflicting emotions around how we’re treating them. They’re already dying for us for godsakes. Do they really need to pay for the fact that we feel conflicted about it, too? I think our stewardship could improve… 🙂
      A rant!! I’m busted.

      • Hi Dia,

        I know I am commenting on a very old post, but I just came across your blog and happened upon this post, and I just had to let you know I feel exactly the way you do. I too have an expensive dog – in fact, I believe I am the friend Linda referred to as having the new baby-dog-ACL-surgery issue. And that was my OTHER non-expensive dog!

        When my expensive dog was diagnosed with diabetes last summer, I was at my wits end. Although his vet said they don’t really know why dogs get diabetes, I am very suspicious of the endless list of stolen food items my dog has eaten 😉 My vet was very honest and told me and my husband that caring for a dog with diabetes is very expensive and we need to decide whether is something we can handle. My response was “well what if we can’t handle it, what’s the alternative?” I knew she was talking euthanasia, I just couldn’t believe it. My dog is not young, We think he’s almost 8 (we got him from the shelter and he was estimated to be a year and half). However, he is not elderly or suffering or crippled. He is very active, healthy and too damn smart.

        By the time I got home to have “the discussion” with my hubby I was sobbing and ready to wage a war for the life of my dog. Fortunately he could see how upset I was and readily agreed that we would do whatever we needed to do to keep Bodie healthy and happy.

        I see having a pet as the same kind of commitment as anything else. When things get tough or epxensive with my kids or husband, am I going to euthanize them or take them to a homeless shelter? It’s kind of funny when you think of it that way, but that is how I think of it. Owning a pet is a commitment, just like having a kid. And just like having baby, a pet cannot control what happens to you or them. Kids can eventually move out and grow up, but pets depend on us for life. it’s not fair, moral or compassionate at all to just get rid of pets when they become inconvenient. Unfortunately we’ll never be able to get this through everyone’s heads, but for those who don’t get it, kharma is a bitch 😉

  3. animal illness is a sticky wicket for me…been there, worn the t shirt

    I wont go on…you need no sad story details from me,,,,,, but like you I think an animal such as a dog or a cat needs to have the money found for it..if unwell
    In the UK vets bills remain more of a shock to most people compared to you in the US…. you are used to pay for your own health care..that is a given…..we here in the UK are not……so the extra ordinary costs of vetinary care is often a bloody awful shock to the system!!!!
    having said this…..I would sell my soul for my dogs
    and I know

    my thoughts are with you

    • Thanks John…and I so admire the care and respect with which you treat ALL your animals. You’re a great role model for how to treat even the animals we keep for farming purposes!
      That’s really interesting–the difference in mindset about vet bills between the UK and US. Man, just think of it! If the hubster and I didn’t have such monstrous health insurance bills we could spend so much more money on Dane! 🙂

      • John, here’s an interesting perspective on American vet care. I have a German relative who is studying veterinary med in Germany. During a visit to my town 2 years ago, she spent several hours at my local vet’s office. It took a while to pry out what her feelings were after this visit. But what she noted most, was that my vet uses extraordinarily fancy, state-of-the-art equipment for even the simplest of things…like looking in ears. Many tests are recommended all at once, rather than using a process of elimination to devine what problems may lurk. All of which adds up to phenomenal cost to the pet owners. I’m not saying right or wrong. But I think about her perspective every time my vet suggests a test/procedure that doesn’t seem to be immediately necessary.

        Dia…have you seen the Temple Grandin movie? It’s an HBO production, available through Netflix. I think you would find it fascinating. Miss you at our group.

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